ENERBANK Disclosure Statement *Loans provided by EnerBank USA (1245 E. Brickyard Rd. Suite 640, Salt Lake City, UT 64106) on approved credit, for a limited time. Repayment terms vary from 24 to 132 months. Interest waived if repaid in 365 days. 15.97% fixed APR, effective as of 9/1/11, subject to change. Ask for current rate when applying.